Comprehensive reserve study and engineering solutions designed to help HOAs and property owners plan ahead, stay compliant, and protect long-term value.
Our process begins on the ground. We conduct thorough, hands-on physical inspections of your property to evaluate the real-time condition of your infrastructure and understand your community’s unique structural needs.
We meticulously identify and document every common-area asset your association is responsible for maintaining. This ensures no detail is overlooked in your long-term planning strategy.
A Structural Integrity Reserve Study (SIRS) is a Florida-mandated reserve study required for
condominium and cooperative associations with buildings three stories or higher. It was
introduced after the 2021 Surfside condominium collapse to ensure long-term structural safety
and proper funding for critical repairs.
The study must inspect and assess:
• Roof
• Load-bearing walls or other primary structural members
• Floor systems
• Foundation
• Fireproofing and fire protection systems
• Plumbing
• Electrical systems
• Waterproofing and exterior painting
• Windows
• Any other item with a deferred maintenance expense or replacement cost over $10,000
that affects the above.
• Most communities follow a three‑year cycle.
• Older buildings or those with complicated systems—especially pre‑1980 high‑rises—may need updates more often because components age faster and repairs are more unpredictable.
• Newer properties can usually stick to the three‑year rhythm since most elements are still in good condition.
• Updates are especially important before major projects, after large expenses, or when deterioration appears sooner than expected.
• Some states require updates by law, so compliance matters.
A Structural Integrity Reserve Study (SIRS) is a Florida-mandated reserve study required for
condominium and cooperative associations with buildings three stories or higher. It was
introduced after the 2021 Surfside condominium collapse to ensure long-term structural safety
and proper funding for critical repairs.
The study must inspect and assess:
• Roof
• Load-bearing walls or other primary structural members
• Floor systems
• Foundation
• Fireproofing and fire protection systems
• Plumbing
• Electrical systems
• Waterproofing and exterior painting
• Windows
• Any other item with a deferred maintenance expense or replacement cost over $10,000
that affects the above.
• Initial SIRS: For condos existing on or before July 1, 2022, must be completed by December 31, 2024.
• Subsequent SIRS: Every 10 years after the building’s creation for buildings ≥3 stories.
• Milestone inspections (MIR) are also required every 10 years and at age 30, with Phase II inspections if deterioration is found.
• Boards must not reduce or waive reserves for SIRS-listed items.
• Reserves must be used only for the replacement or deferred maintenance of SIRS-listed
components.
• Within 45 days of completion, the association must distribute a copy to all unit owners or
provide notice of availability.
• Boards must file a statement with the Florida Division of Financial Institutions confirming
completion and distribution.
• Traditional reserve studies cover a broad range of common elements (roofing, paving, amenities) and are recommended but not always legally required.
• SIRS is legally mandated for certain buildings, focuses on structural and critical systems, and has strict funding and usage rules.
A SIRS is both a safety measure and a financial planning tool. It helps prevent costly,
emergency repairs, ensures compliance with Florida law, and protects board members from
fiduciary liability if required studies are not completed.
Tip: If your condo is ≥3 stories and was created before July 1, 2022, you must complete your
SIRS by Dec. 31, 2024, and then every 10 years thereafter. Engaging a qualified reserve
specialist or engineer early can help meet deadlines and ensure compliance.
Most reserve studies should be updated every 3–5 years, with annual financial reviews to keep funding plans accurate and aligned with current conditions.
A SIRS is a specialized reserve study required in certain states like Florida. It focuses on key structural components to ensure safety, compliance with regulations, and long-term building integrity.
